Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16190718
Complaint Overview
Complaint ID: 16190718
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 32832
Date Received: 2025-09-25T12:00:00-05:00
Date Sent to Company: 2025-09-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am submitting this follow-up complaint regarding several inaccurate and unverifiable items that remain on my credit report. Despite my previous disputes, these accounts continue to misrepresent my financial history and creditworthiness. Specifically, XXXX ( Acct : XXXX, Balance Owed : {$0.00}, Status : Late/Closed ) is still reported incorrectly as late, and XXXX ( Acct : XXXX XXXX Balance Owed : {$0.00}, Status : Charged Off ) remains unverifiable. Multiple XXXX XXXX XXXX accounts showing balances of {$28000.00} and {$14000.00} continue to appear as charged off without the required IRS Form 1099-C, making them unverifiable. Similarly, XXXX XXXX ( Acct : XXXX, Balance Owed : {$1000.00}, Status : Charged Off ) and XXXX XXXX ( Acct : XXXX, Balance Owed : {$1200.00}, Status : Collections ) remain on my report despite being inaccurate or unverifiable. Under FCRA 611.a 15 U.S.C. 1681i.a, I am entitled to a reasonable reinvestigation of disputed information. FCRA 607.b 15 U.S.C. 1681e.b requires maximum possible accuracy, and FCRA 623.a.2 15 U.S.C. 1681s-2.a.2 obligates furnishers to correct known inaccuracies. FCRA 605B 15 U.S.C. 1681c-2 mandates blocking unverifiable information.
Frequently Asked Questions
What is Complaint #16190718 about?
Complaint #16190718 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-25T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.