Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16190632
Complaint Overview
Complaint ID: 16190632
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Ohio
ZIP Code: 44870
Date Received: 2025-09-25T12:00:00-05:00
Date Sent to Company: 2025-09-25T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On my credit report dated XX/XX/XXXX, several accounts are being reported inaccurately. XXXX XXXX ( Acct ending XXXX ) reported as a charge-off with a balance of {$3700.00} since XX/XX/XXXX. I dispute this reporting because the balance and status are not accurate, and the account should not continue to show as charged-off each month. XXXXXXXX XXXX XXXX XXXX XXXX ( Acct ending XXXX ) reported as sold/charged-off in XXXX with a removal date of XX/XX/XXXX. I dispute the accuracy of this charge-off and the way it is being reported. XXXX XXXXXXXX XXXX XXXX XXXX XXXX ( Acct ending XXXX ) reported as sold/charged-off in XXXX with a removal date of XX/XX/XXXX. I dispute this as inaccurate. Department of Education / XXXX ( XXXX XXXX Acct ending XXXX ) XXXX loans are reported as XXXX days past due with balances of {$3100.00} and {$1700.00}. I dispute these late payments and past due amounts because they do not reflect my repayment history accurately. XXXX/ XXXX ( Acct ending XXXX ) closed in XXXX, but still shows past due payment history including XXXX, XXXX, and XXXX lates. I dispute the accuracy of these late notations. I have contacted these creditors previously to correct the information, but the accounts continue to be reported incorrectly. I am requesting that the CFPB investigate and that these inaccurate negative marks be corrected or removed from my credit file
Frequently Asked Questions
What is Complaint #16190632 about?
Complaint #16190632 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-25T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.