Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16164828
Complaint Overview
Complaint ID: 16164828
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 33015
Date Received: 2025-09-24T12:00:00-05:00
Date Sent to Company: 2025-09-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing again because my credit report continues to display information that is inaccurate, unverifiable, and harmful to my financial standing. These items have already been disputed, yet they remain, and I must now demand their permanent removal under the protections of the Fair Credit Reporting Act. One account still appears as a late closed entry : XXXX XXXX, account number XXXXXXXX XXXX XXXX XXXX XXXX with a reported balance of {$360.00} XXXX XXXX. This reporting is in violation of FCRA 611 ( a ) 15 U.S.C. 1681i ( a ), FCRA 605B 15 U.S.C. 1681c-2, and FCRA 607 ( b ) 15 U.S.C. 1681e ( b ), as the accuracy and verification of this information can not be substantiated. I also see multiple charge-offs that can not be validated and must be deleted. These include XXXX, account number XXXX, showing a {$0.00} balance, XXXX, account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX also at {$0.00}, XXXX XXXX XXXX XXXX XXXX XXXX account number XXXX XXXX, reporting a balance of {$380.00}, and XXXX XXXX XXXX account number XXXX, showing {$0.00}. Continuing to report these items without proper verification is a violation of FCRA 605B 15 U.S.C. 1681c-2 and FCRA 611 ( a ) 15 U.S.C. 1681i ( a ). Additionally, I am being unfairly harmed by several collection accounts. These include XXXX XXXX, account number XXXXXXXX XXXX, with a balance of {$550.00}, XXXX XXXX, account numbers XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX reporting balances of {$880.00} and {$890.00} XXXX XXXX and XXXX XXXX, account number XXXX, with a balance of {$11000.00}. These collections are inaccurate, unverifiable, and must be permanently deleted under FCRA 605B 15 U.S.C. 1681c-2 and FCRA 611 ( a ) 15 U.S.C. 1681i ( a ). Finally, there are unauthorized and unlawful inquiries still listed on my file, including XXXX XXXX XXXX dated XX/XX/XXXXXXXX XXXX XXXX dated XX/XX/XXXX, and XXXX dated XX/XX/XXXX. These inquiries were not authorized by me and therefore constitute violations of FCRA 619 15 U.S.C. 1681q, FCRA 604 ( a ) 15 U.S.C. 1681b ( a ), FCRA 611 ( a ) 15 U.S.C. 1681i ( a ), and FCRA 605B 15 U.S.C. 1681c-2. These must be removed immediately.
Frequently Asked Questions
What is Complaint #16164828 about?
Complaint #16164828 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-24T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.