Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16164473
Complaint Overview
Complaint ID: 16164473
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 91732
Date Received: 2025-09-24T12:00:00-05:00
Date Sent to Company: 2025-09-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing the reporting of unauthorized and inaccurate accounts on my credit report. I did not open or authorize these accounts, and I was never notified of their addition. On top of that, the information being reported differs across the credit bureaus, which is a clear violation of the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681e ( b ), requiring agencies to ensure maximum possible accuracy. This matter also violates 15 U.S.C. 1681i, which requires disputed accounts to be investigated and corrected or removed within 30 days, and 15 U.S.C. 1681g, which guarantees the right to accurate and complete file disclosures.
Frequently Asked Questions
What is Complaint #16164473 about?
Complaint #16164473 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-24T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.