Debt collection -- False statements or representation -- Complaint #16137068
Complaint Overview
Complaint ID: 16137068
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Louisiana
ZIP Code: 70364
Date Received: 2025-09-23T12:00:00-05:00
Date Sent to Company: 2025-09-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Compliance Department Resurgent Capital Services, XXXX XXXX XXXX XXXX SC XXXX Re : Alleged Account LVNV Funding LLC / Resurgent Capital Services Dear Compliance Department, This letter is in response to your correspondence dated XX/XX/year>, regarding the above-referenced account. I have carefully reviewed your response and the documents you provided, which you claim constitute verification of the alleged debt. Pursuant to 15 U.S.C. 1692g ( FDCPA ) and 15 U.S.C. 1681i & 1681s-2 ( FCRA ), I dispute your claim. The documents you supplied are insufficient and do not meet the legal standard of validation. Specifically : - You have not provided a wet-ink signed contract or agreement showing that I ever entered into a binding obligation with the original creditor. - You have not provided original billing statements, itemized charges, or accounting records establishing the validity and ownership of this alleged debt. - What you have furnished amounts only to a generic summary, which does not constitute legal validation. As such, your continued reporting of this alleged account to the credit bureaus, without proper proof, is a direct violation of FCRA 602 ( a ), 609 ( a ) ( 1 ), and FDCPA 809 ( b ). Accordingly, I demand the following : 1. Immediate cessation of all collection activity until full and proper validation is provided. 2. Removal of the disputed account from all credit bureaus if you can not furnish the required documentation. 3. Confirmation in writing that you have complied with this request. If you continue to report this unverified account, you will be in violation of federal consumer protection laws, and I will not hesitate to pursue remedies through the CFPB, FTC, State Attorney General, and private legal action.
Frequently Asked Questions
What is Complaint #16137068 about?
Complaint #16137068 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-09-23T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.