Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16117996
Complaint Overview
Complaint ID: 16117996
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: New Jersey
ZIP Code: 071XX
Date Received: 2025-09-21T12:00:00-05:00
Date Sent to Company: 2025-09-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing inaccurate personal information that remains on my credit reports with Equifax, TransUnion, and Experian. Specifically, the reports list multiple outdated and false addresses that do not belong to me. The only accurate identifying information that should appear on my consumer reports is : Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX, XXXX, NJ XXXX All other addresses are incorrect and are continuing to cause serious harm because they are being used to associate me with negative accounts that are not mine. I submitted disputes to the credit bureaus in good faith, but instead of removing the false addresses, they either : Refused to delete them, Added additional addresses without my consent, or Stalled the process by asking for redundant documentation. This conduct violates : FCRA 1681i ( Reinvestigation of Disputed Information ) : The bureaus failed to properly investigate and correct disputed information within the statutory timeframe. FCRA 1681e ( b ) ( Accuracy ) : The bureaus are not maintaining maximum possible accuracy by continuing to report false addresses. FCRA 1681s-2 ( Responsibilities of Furnishers ) : By failing to ensure only accurate identifying information is reported. Because of these violations, my consumer report remains inaccurate, impairing my credit reputation and causing ongoing harm.
Frequently Asked Questions
What is Complaint #16117996 about?
Complaint #16117996 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-21T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.