Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16064446
Complaint Overview
Complaint ID: 16064446
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 334XX
Date Received: 2025-09-19T12:00:00-05:00
Date Sent to Company: 2025-09-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, Subject : Final Demand for Removal of Fraudulent Accounts and Inquiries FCRA Dispute I am writing to formally dispute and demand the immediate removal of all fraudulent accounts and inquiries listed on my credit report. This letter serves as my final notice under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, regarding the inaccurate and unauthorized information being reported. After reviewing my credit reports from TransUnion, Experian, and Equifax, I have identified multiple accounts and inquiries that are fraudulent and were not authorized by me. These entries are damaging my credit profile and misrepresent my financial history. The only valid account on my credit report is XXXX. All other accounts and inquiries are fraudulent and must be removed immediately. I have previously submitted supporting documentation, including a police report and a hospital letter, confirming that I was a victim of identity theft. These documents substantiate my claim and satisfy the requirements under FCRA 1681c-2 for blocking fraudulent information. Therefore, I demand the following : Immediate deletion of all fraudulent accounts from my credit report. Immediate removal of all unauthorized inquiries. Written confirmation that these deletions have been completed. Updated copies of my credit report reflecting these corrections. Failure to comply with this request within 30 days will leave me no choice but to escalate this matter through formal complaints to the Consumer Financial Protection Bureau ( CFPB ), the Florida Attorney Generals Office, and consider legal action for willful noncompliance under FCRA 1681n. Please treat this letter as a formal dispute and final demand. I expect your full cooperation and resolution without delay. XXXX Account # ending in XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX XXXX Account XXXX ending in XXXX XXXX XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX Account # ending in XXXX From TransUnion Report XXXX Account # ending in XXXX XXXX XXXX Account XXXX ending in XXXX XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX XXXX Account XXXX XXXX in XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX Account XXXX XXXX in XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX Account # ending in XXXX From Experian Report XXXX Account # ending in XXXX XXXX XXXX Account # XXXX XXXX XXXX XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX XXXX Account # XXXX XXXX XXXX XXXX XXXX XXXX Account # XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX Account # ending XXXX XXXX XXXX XXXX Account # ending in XXXX XXXX XXXX Account # ending in XXXX
Frequently Asked Questions
What is Complaint #16064446 about?
Complaint #16064446 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-19T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.