Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #16064277
Complaint Overview
Complaint ID: 16064277
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30012
Date Received: 2025-09-19T12:00:00-05:00
Date Sent to Company: 2025-10-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute an inaccuracy reported on my TransUnion credit file regarding the following account : Creditor Name : XXXX XXXX Account Number : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : XX/XX/year> Reported Balance : {$21000.00} According to my records, I have consistently made timely payments on this account. However, my TransUnion credit file incorrectly reflects a 30-day late payment in XXXX. This information is inaccurate and misleading. The account has always been in good standing, with payments made on time as agreed. The erroneous late payment entry is negatively impacting my creditworthiness and is a violation of the Fair Credit Reporting Act ( FCRA ), which requires that all information reported must be accurate and complete.
Frequently Asked Questions
What is Complaint #16064277 about?
Complaint #16064277 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-09-19T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.