Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #16012107
Complaint Overview
Complaint ID: 16012107
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30909
Date Received: 2025-09-17T12:00:00-05:00
Date Sent to Company: 2025-09-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally file a complaint regarding identity theft and the continued presence of fraudulent accounts on my credit report. Despite numerous attempts to resolve this matter directly with the credit bureaus, the inaccurate information has not been corrected. An individual fraudulently opened credit card accounts under my name. I have repeatedly disputed these accounts with the credit reporting agencies and submitted documentation proving that I did not authorize, apply for, or sign for these accounts. To date, none of the bureaus have provided verification of my signature, proof of my application, or evidence connecting me to these accounts.
Frequently Asked Questions
What is Complaint #16012107 about?
Complaint #16012107 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-17T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.