Debt collection -- Attempts to collect debt not owed -- Complaint #15985189
Complaint Overview
Complaint ID: 15985189
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: North Carolina
ZIP Code: 27217
Date Received: 2025-09-16T12:00:00-05:00
Date Sent to Company: 2025-09-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Consumer Financial Protection Bureau XXXX. XXXX XXXX Washington, DC XXXX Subject : Complaint Regarding Debt Collectors Failure to Respond Within 30 Days Dear Sir/Madam, I am writing to file a complaint regarding a debt collector who has failed to respond within the required 30-day period following my request for validation of the alleged debt, in violation of the Fair Debt Collection Practices Act ( FDCPA ). On XX/XX/year> ], I sent a written request to Transworld Inc asking them to provide verification of the debt they claim I owe. According to the FDCPA, they are legally obligated to provide a response within 30 days of receiving such a request. However, despite the passage of more than 30 days, I have not received any communication or validation from them. The debt collectors failure to respond has caused me significant stress and uncertainty regarding this alleged debt. I respectfully request that the CFPB investigate this matter and take appropriate action to ensure compliance with federal laws protecting consumers. Please find attached copies of all relevant correspondence and documentation related to this issue. Thank you for your prompt attention to this matter. I look forward to your assistance. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #15985189 about?
Complaint #15985189 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-09-16T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.