Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #15925175

Complaint Overview

Complaint ID: 15925175

Company: Westlake Services, LLC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Pennsylvania

ZIP Code: 196XX

Date Received: 2025-09-13T12:00:00-05:00

Date Sent to Company: 2025-09-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have multiple hard inquires on my credit report from XXXX. I have reached out to the fraud department, and no one has helped. I also reached out to the below companies which all said to reach out to XXXX. There are multiple auto inquires on my credit report that I never gave consent or applied for an auto loan. I am a victim of fraud. The following company 's are XXXX XXXX XXXX inquired on XX/XX/XXXX, XXXX XXXX on XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX, XXXX XXXX on XX/XX/XXXX and XX/XX/XXXX, XXXX XXXX on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. XXXX XXXX XX/XX/XXXX, XX/XX/XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX reporting to XXXX that I applied for auto loans when I never gave the above companies consent or never had knowledge that my credit was being used. I am a victim of fraud. I had no knowledge of said companies running my credit.

Frequently Asked Questions

What is Complaint #15925175 about?

Complaint #15925175 was filed against Westlake Services, LLC regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-09-13T12:00:00-05:00.

How did Westlake Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Westlake Services, LLC?

Yes, visit the Westlake Services, LLC company profile at readthecomplaint.com/company/westlake-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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