Debt collection -- Attempts to collect debt not owed -- Complaint #15915475
Complaint Overview
Complaint ID: 15915475
Company: Giggle Finance INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Michigan
ZIP Code: 48228
Date Received: 2025-09-12T12:00:00-05:00
Date Sent to Company: 2025-09-13T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My business identity has been used fraudulently by Giggle Finance. Business Name : XXXX XXXX XXXX Debtor Listed : XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, MI XXXX Filing Number : XXXX Date Filed : XX/XX/year> Secured Party : Giggle Finance XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, FL XXXX I did not authorize any loan, credit, or financing agreement with Giggle Finance XXXX XXXX XXXX is not listed on the official Articles of Organization for my company, and therefore had no authority to act on behalf of my business. A police report has been filed with the XXXXXXXX XXXX XXXX ( Report # : XXXX ) documenting this identity theft. I also submitted this report directly to XXXX XXXX XXXX XXXX Department, but they have refused to take corrective action. I am attaching evidence, including my Articles of Organization ( showing XXXX XXXX is not listed ) and the police report, to demonstrate this is fraudulent. I request that the FTC investigate Giggle Finances role in this fraudulent activity and take the necessary enforcement actions.
Frequently Asked Questions
What is Complaint #15915475 about?
Complaint #15915475 was filed against Giggle Finance INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-09-12T12:00:00-05:00.
How did Giggle Finance INC. respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Giggle Finance INC.?
Yes, visit the Giggle Finance INC. company profile at readthecomplaint.com/company/giggle-finance-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.