Checking or savings account -- Problem caused by your funds being low -- Complaint #15915051

Complaint Overview

Complaint ID: 15915051

Company: Fifth Third Financial Corporation

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem caused by your funds being low

Sub-Issue: Bounced checks or returned payments

State: Ohio

ZIP Code: 43004

Date Received: 2025-09-12T12:00:00-05:00

Date Sent to Company: 2025-09-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was the victim of a check scam and my bank is holding me financially responsible, even after I reported the fraud. I deposited a check for {$1600.00} that I later learned was fraudulent. At the time, the funds appeared available in my account, and I was instructed by the scammer to send back {$500.00} of my own money. A few days later, the check bounced, and my account went into overdraft, currently showing a balance of - {$700.00}. My bank is fifth third I dont know what their bank was but I sent the XXXX dollars through XXXX XXXX and have already filed a dispute

Frequently Asked Questions

What is Complaint #15915051 about?

Complaint #15915051 was filed against Fifth Third Financial Corporation regarding Checking or savings account specifically about Problem caused by your funds being low. It was received by the CFPB on 2025-09-12T12:00:00-05:00.

How did Fifth Third Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Fifth Third Financial Corporation?

Yes, visit the Fifth Third Financial Corporation company profile at readthecomplaint.com/company/fifth-third-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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