Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15915012

Complaint Overview

Complaint ID: 15915012

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Personal information incorrect

State: Texas

ZIP Code: 781XX

Date Received: 2025-09-12T12:00:00-05:00

Date Sent to Company: 2025-09-12T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My credit file has been compromised by unauthorized entries that were created through identity theft, resulting in false accounts and transactions being linked to my personal information without any legitimate authorization from me. These illegitimate items have severely undermined my creditworthiness and created substantial obstacles in my financial life, preventing me from obtaining necessary credit products and services while damaging my overall financial standing. The fraudulent data currently appearing on my report has caused measurable harm to my economic opportunities and personal well-being, necessitating immediate corrective measures. I am demanding the complete elimination of all contested items from my credit profile, along with a comprehensive review to ensure no additional unauthorized information remains, and I stand ready to provide supporting documentation while reserving my right to pursue all available legal remedies if this situation is not resolved satisfactorily.

Frequently Asked Questions

What is Complaint #15915012 about?

Complaint #15915012 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-12T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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