Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15890526
Complaint Overview
Complaint ID: 15890526
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Pennsylvania
ZIP Code: 19013
Date Received: 2025-09-11T12:00:00-05:00
Date Sent to Company: 2025-09-11T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint to dispute several items that are being reported inaccurately on my credit file. These entries are not only misleading but also violate the Fair Credit Reporting Act ( FCRA ), and I am requesting that they be reinvestigated and removed. First, my report shows an inaccurate address : XXXX XXXX XXXX, XXXX XXXX, PA XXXXXXXX This address does not belong to me and must be deleted under FCRA 611 ( a ), 15 U.S.C. 1681i ( a ), which requires that only accurate information remain on a consumers file. I also noticed accounts reported as late closed that are not correct. These include XXXXXXXX XXXX, account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$560.00}, XXXX XXXX XXXX account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX showing {$0.00}, XXXXXXXX XXXX, account number XXXXXXXX XXXX XXXX with a {$0.00} balance, and XXXX XXXX XXXX account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX also showing {$0.00} XXXX XXXX Reporting these accounts in this way is misleading and violates FCRA 611 ( a ), FCRA 607 ( b ), and FCRA 623 ( a ) ( 2 ), which require maximum accuracy and proper updating of consumer data. In addition, I see charged-off accounts that are being misreported. This includes XXXX XXXXXXXX XXXX XXXX, account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with a {$0.00} balance and XXXX XXXX, account number XXXX with a balance of {$210.00}. These are being reported in violation of 15 U.S.C. 1681c-2 ( 605B ) and FCRA 611 ( a ) and must be removed from my file. There is also a collection account under XXXX XXXX XXXX, account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX with a reported balance of {$440.00}. This collection is disputed, and its continued reporting violates 15 U.S.C. 1681c-2 ( 605B ). I request that it be deleted. Finally, I see unauthorized inquiries on my file. These include XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX.These inquiries were not initiated or authorized by me and violate FCRA 619, 15 U.S.C. 1681q and FCRA 604 ( a ), 15 U.S.C. 1681b ( a ). They must be removed from my record.
Frequently Asked Questions
What is Complaint #15890526 about?
Complaint #15890526 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-11T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.