Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15888985
Complaint Overview
Complaint ID: 15888985
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Arkansas
ZIP Code: 72032
Date Received: 2025-09-11T12:00:00-05:00
Date Sent to Company: 2025-09-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I previously submitted a dispute to the XXXX major Credit Bureaus XXXX Equifax, Experian, and TransUnion ) under the Fair Credit Reporting Act ( FCRA ) 611 ( 15 U.S.C. 1681i ) regarding several inaccurate and unauthorized entries on my credit report. In my initial dispute, I provided comprehensive supporting documentation, including FTC Report # XXXX, clearly showing that these items are erroneous and do not belong to me. Despite this, the Credit Bureaus failed to conduct a timely or adequate reinvestigation within the mandated XXXX period. As of today, the following inaccurate items remain unresolved and continue to appear on my credit report : Charge-off accounts XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXantander Balance : {$7500.00} Collection account : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : {$63.00} Unauthorized inquiries : XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XX/XX/XXXX The failure of the Credit Bureaus to properly reinvestigate and remove my credit report is causing ongoing harm to my creditworthiness. I am requesting that the CFPB take immediate action to ensure that the Credit Bureaus comply fully with their obligations under the FCRA and promptly remove these inaccurate and unauthorized entries
Frequently Asked Questions
What is Complaint #15888985 about?
Complaint #15888985 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-11T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.