Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15888766
Complaint Overview
Complaint ID: 15888766
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Illinois
ZIP Code: 61350
Date Received: 2025-09-11T12:00:00-05:00
Date Sent to Company: 2025-09-11T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Name : XXXX XXXX XXXX XXXX : XXXX Address : XXXX XXXX XXXX XXXX IL XXXX Account : XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/year> {$170.00} This account is reporting late, but I was never late to that account. I demand the removal of this late payment from my credit report. I tried fixing this issue before with the bureaus, but they did not respond to me, and I am not satisfied with their results. As per the law given below : FCRA Accuracy Requirement Under 15 U.S.C. 1681e ( b ), consumer reporting agencies must follow reasonable procedures to assure maximum possible accuracy of information. Reporting a late payment that can not be verified violates this requirement. Under 15 U.S.C. 1681i ( a ), when a consumer disputes information, the bureau must conduct a reasonable reinvestigation. If the furnisher can not provide proper documentation, the disputed late payment must be deleted. Under 15 U.S.C. 1681s-2 ( b ), data furnishers are required to conduct a proper investigation and delete or correct any information found to be inaccurate or unverifiable. Under 15 U.S.C. 1681i ( a ) ( 5 ) ( A ), if an item of information is found to be inaccurate or unverifiable, it must be promptly deleted from the credit report. This unverifiable late payment should be removed. If not, I'll be seeking monetary relief against the bureaus.
Frequently Asked Questions
What is Complaint #15888766 about?
Complaint #15888766 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-11T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.