Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15859806

Complaint Overview

Complaint ID: 15859806

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Personal information incorrect

State: Texas

ZIP Code: 78222

Date Received: 2025-09-10T12:00:00-05:00

Date Sent to Company: 2025-09-11T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year>, I obtained my credit reports from XXXX, XXXX, and Equifax. Each bureau is reporting multiple names, addresses, and employer information that are not mine or are inaccurate. Names reported : My credit files list variations such as XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, and others. These names are incorrect and not associated with me. Addresses reported : The bureaus are showing past and current addresses that do not belong to me, including XXXX XXXX XXXX XXXXXXXX CA ; XXXX XXXX, XXXX TX ; XXXX XXXX XXXX XXXX, XXXX TX ; XXXX XXXX XXXX, XXXX XXXX TX, among others. These addresses are inaccurate and should not be linked to my report. Employers reported : Employers are being listed inaccurately or without my authorization. I previously sent disputes requesting that these personal information errors be corrected or deleted. The credit reporting agencies have not corrected them. This is a violation of my rights under the Fair Credit Reporting Act ( FCRA ), which requires consumer reporting agencies to maintain accurate and verifiable information [ 15 U.S.C. 1681e ( b ) ]. These errors are damaging because they create the appearance of identity confusion, may connect me to accounts that are not mine, and are lowering my creditworthiness. I am requesting that all inaccurate names, addresses, and employer information be immediately deleted from my credit files, and that I receive updated corrected reports.

Frequently Asked Questions

What is Complaint #15859806 about?

Complaint #15859806 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-10T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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