Credit reporting or other personal consumer reports -- Credit monitoring or identity theft protection services -- Complaint #15834791

Complaint Overview

Complaint ID: 15834791

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Credit monitoring or identity theft protection services

Sub-Issue: Problem canceling credit monitoring or identify theft protection service

State: California

ZIP Code: 90630

Date Received: 2025-09-09T12:00:00-05:00

Date Sent to Company: 2025-09-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I recently found out through an Experian report that someone stole my identity and opened an auto loan in XX/XX/XXXX. I called XXXX XXXX and they sent me an Identity Theft Affidavit. I reported it to Identitytheft.gov and followed the steps. XXXX confirmed that XXXX XXXX XXXX from XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX CA XXXX stole my identity and opened an auto loan through XXXX. She got a XXXX XXXX XXXX and the account number is XXXX. I have been on and off the phone with XXXX, they keep passing me from Customer service department to finance to fraud. They won't take my social off the account and will not send me a confirmation letter that they've fixed it. XXXX according to Experian had been delinquent on 3 payments and it's hurting my credit and have made it so that the places we've applied to rent have declined us. Through this process she was delinquent again in XX/XX/XXXX make 4 months delinquent and its hurting my credit and chances of renting. Help.

Frequently Asked Questions

What is Complaint #15834791 about?

Complaint #15834791 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Credit monitoring or identity theft protection services. It was received by the CFPB on 2025-09-09T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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