Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15834239
Complaint Overview
Complaint ID: 15834239
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Texas
ZIP Code: 78665
Date Received: 2025-09-09T12:00:00-05:00
Date Sent to Company: 2025-09-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing inaccurate and fraudulent personal information that is currently being reported on my credit file. Specifically, the following names and addresses are incorrect and do not belong to me : INCORRECT NAMES : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX This erroneous information creates a serious risk of identity confusion and constitutes a violation of my rights under the Fair Credit Reporting Act ( FCRA ). By reporting false and fraudulent identifiers, the credit reporting agencies are failing to maintain maximum possible accuracy of my credit file. In accordance with the Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq. ), I am demanding the immediate removal and permanent blocking of all the incorrect personal information listed above. Under 15 U.S.C. 1681i ( a ) ( 1 ) ( A ), credit reporting agencies must promptly investigate and correct inaccurate personal information. Under 15 U.S.C. 1681c-2 ( a ), I have the right to block the reporting of information resulting from fraud or identity misuse. Under 15 U.S.C. 1681e ( b ), agencies are required to maintain only accurate and verifiable information. Because this false information is fraudulent and harmful, I demand that it be completely removed within 4 business days. I also request written confirmation of the deletion. Automated or generic responses will not be considered acceptable.
Frequently Asked Questions
What is Complaint #15834239 about?
Complaint #15834239 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-09T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.