Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #15773061
Complaint Overview
Complaint ID: 15773061
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: South Carolina
ZIP Code: 295XX
Date Received: 2025-09-06T12:00:00-05:00
Date Sent to Company: 2025-09-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Between XX/XX/XXXX and XX/XX/XXXX, numerous companies accessed my credit file without my authorization. I did not apply for credit with these lenders, nor did I consent to any hard inquiries. These inquiries have negatively impacted my credit profile and were not initiated by me. In addition to the unauthorized inquiries, my credit report contains inaccurate personal information, including names and employers that do not belong to me. I have submitted formal disputes to the credit bureaus requesting removal of the following : Inquiries to be removed ( TransUnion, Equifax, Experian ) : Includes lenders such as XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, and otherstotaling over XXXX inquiries across all three bureaus.
Frequently Asked Questions
What is Complaint #15773061 about?
Complaint #15773061 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-09-06T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.