Debt collection -- Attempts to collect debt not owed -- Complaint #15772475
Complaint Overview
Complaint ID: 15772475
Company: Penn Credit Corporation
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: New York
ZIP Code: 11355
Date Received: 2025-09-06T12:00:00-05:00
Date Sent to Company: 2025-09-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
PENN CREDIT CORPORATION place a collection on my Credit report without first verifying. This account was open fraudulent for the amount of {$670.00}. Account number : XXXX XXXX to my credit report on XX/XX/year> I called so they can put a dispute for fraud. They need to remove this account from All XXXX credit report as this account is not mine.
Frequently Asked Questions
What is Complaint #15772475 about?
Complaint #15772475 was filed against Penn Credit Corporation regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-09-06T12:00:00-05:00.
How did Penn Credit Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Penn Credit Corporation?
Yes, visit the Penn Credit Corporation company profile at readthecomplaint.com/company/penn-credit-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.