Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15654909
Complaint Overview
Complaint ID: 15654909
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Nevada
ZIP Code: 89130
Date Received: 2025-09-01T12:00:00-05:00
Date Sent to Company: 2025-09-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Nevada XXXX Phone : XXXX Email : XXXX Date : [ Insert Todays Date ] TransUnion LLC XXXX. XXXX XXXX XXXX, PA XXXX Subject : Formal Dispute of Inaccurate Account Reporting XXXX XXXX XXXX, Account # XXXX Dear TransUnion XXXX Department, I am writing to formally dispute inaccurate information being reported on my credit file. The account in question is listed as : Creditor : XXXX XXXX CXXXX XXXX XXXX XXXX and Finance Companies Account Number : XXXX Date Opened : XX/XX/XXXX Date Closed : XX/XX/XXXX Balance : {$0.00} ( Paid in Full ) Reported : XX/XX/XXXX Although this account reflects a {$0.00} balance and is marked closed as of XX/XX/XXXX, your reporting system continues to indicate that I am currently late on payment and that I should make a payment to bring the account current. This is factually inaccurate and misleading, as the account was paid in full prior to closure and no payment is past due. I respectfully request that TransUnion immediately : Investigate this matter with XXXX XXXX XXXX and verify that the account was paid in full and carries no past due balance. Update my credit report to accurately reflect the account as Closed Paid as Agreed, {$0.00} XXXX. Remove any late payment or past due notation associated with this account. This erroneous reporting is negatively impacting my creditworthiness, despite my history of timely payments and resolution of this account. Please correct this matter promptly in accordance with the Fair Credit Reporting Act ( FCRA ).
Frequently Asked Questions
What is Complaint #15654909 about?
Complaint #15654909 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-09-01T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.