Payday loan, title loan, personal loan, or advance loan -- Incorrect information on your report -- Complaint #15634705
Complaint Overview
Complaint ID: 15634705
Company: Double D Finance DBA Idaho Finance
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Idaho
ZIP Code: 83616
Date Received: 2025-08-31T12:00:00-05:00
Date Sent to Company: 2025-08-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Idaho Finance is inaccurately reporting a charged-off account on my credit reports. The account ( XXXX ) was charged off and sold to another company. Despite this, Idaho Finance continues to report a current balance of {$150.00} and a past due amount of {$150.00}. Once an account is charged off and sold, the original creditor is required to report the balance as {$0.00}. By continuing to report a balance, Idaho Finance is making it appear that I still owe them money, which is inaccurate and misleading. This negatively affects my ability to obtain a mortgage and other credit.
Frequently Asked Questions
What is Complaint #15634705 about?
Complaint #15634705 was filed against Double D Finance DBA Idaho Finance regarding Payday loan, title loan, personal loan, or advance loan specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-31T12:00:00-05:00.
How did Double D Finance DBA Idaho Finance respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Double D Finance DBA Idaho Finance?
Yes, visit the Double D Finance DBA Idaho Finance company profile at readthecomplaint.com/company/double-d-finance-dba-idaho-finance to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.