Debt collection -- Written notification about debt -- Complaint #15633661

Complaint Overview

Complaint ID: 15633661

Company: Transunion Intermediate Holdings, INC.

Product: Debt collection

Sub-Product: Payday loan debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Florida

ZIP Code: 32811

Date Received: 2025-08-31T12:00:00-05:00

Date Sent to Company: 2025-08-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am writing to dispute the accuracy of a late payment reported on the above-referenced loan account, which I opened in XXXX XXXX. The information being reported is inaccurate and is causing harm to my credit profile. Under the Fair Credit Reporting Act ( FCRA ), Section 611, I am requesting that your office conduct a reinvestigation of this account entry. Specifically, I request the following : 1. The exact date and details of the alleged late payment. 2. Documentation from the original creditor verifying that the payment was, in fact, late. 3. Proof that the creditor complied with the accuracy and reporting standards outlined by the FCRA. If the credit bureaus or the furnisher of information can not provide verifiable documentation within the 30-day investigation period required by law, I request that this late payment entry be removed from my credit report immediately.

Frequently Asked Questions

What is Complaint #15633661 about?

Complaint #15633661 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-08-31T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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