Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #15633636
Complaint Overview
Complaint ID: 15633636
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Problem with personal statement of dispute
State: Georgia
ZIP Code: 30253
Date Received: 2025-08-31T12:00:00-05:00
Date Sent to Company: 2025-08-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
When a creditor discharges a debt, either by ceasing collection efforts or by settling for less than full consideration, under Internal Revenue Code Section 6050P and the regulations thereunder, subject to certain exceptions we have determined to be inapplicable to you, the creditor is required to issue IRS Form 1099 if the debt forgiven is equal to or greater than {$600.00}. Under current regulations, the principal amount of the debt forgiven is required to be reported by the creditor to the IRS and to the debtor even if the principal is less than {$600.00}. Please contact your tax adviser concerning the U.S. Federal income tax consequences to you. After a review of your account, no 1099 will be issued.
Frequently Asked Questions
What is Complaint #15633636 about?
Complaint #15633636 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-08-31T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.