Debt collection -- Attempts to collect debt not owed -- Complaint #15626986
Complaint Overview
Complaint ID: 15626986
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Connecticut
ZIP Code: 06106
Date Received: 2025-08-30T12:00:00-05:00
Date Sent to Company: 2025-08-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Transworld Systems is reporting a XXXX collection account ( Account XXXX ) as opened in XX/XX/year>. This is inaccurate. The original account was active in XXXX, and it should not be reported with a XXXX open date. This appears to be re-aging the account, which is prohibited under the Fair Credit Reporting Act ( FCRA ). I am requesting that this account be corrected to reflect the accurate dates or removed entirely from my credit report. I have attached documentation showing the original account timeline.
Frequently Asked Questions
What is Complaint #15626986 about?
Complaint #15626986 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-08-30T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.