Debt collection -- Took or threatened to take negative or legal action -- Complaint #15618092
Complaint Overview
Complaint ID: 15618092
Company: Law Office Of Michael J. Scott, Pc
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Texas
ZIP Code: 79423
Date Received: 2025-08-29T12:00:00-05:00
Date Sent to Company: 2025-08-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Company name : XXXX XXXX XXXX XXXX XXXX. The debt : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX Scott and associates File Number : XXXX As I have had conversations with XXXX regarding XXXX payments towards this debt prior to all of this occurring, I attempted to log into my XXXX account XXXX make payments, and it was locked. There was no way for me to make payments. I attempted through several phone calls to get this resolved to no avail. There should be a XXXX XXXX document, showing that I took such actions. This account was dated from XXXX The last attempt to contact XXXX was in XXXX I am now in XXXX, receiving debt collection notices from an attorney, and XXXX, which is passed the statute of limitations, and Texas for collection of a debt Ive received no correspondence regarding this debt until now
Frequently Asked Questions
What is Complaint #15618092 about?
Complaint #15618092 was filed against Law Office Of Michael J. Scott, Pc regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-08-29T12:00:00-05:00.
How did Law Office Of Michael J. Scott, Pc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Law Office Of Michael J. Scott, Pc?
Yes, visit the Law Office Of Michael J. Scott, Pc company profile at readthecomplaint.com/company/law-office-of-michael-j-scott-pc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.