Debt collection -- Written notification about debt -- Complaint #15617621

Complaint Overview

Complaint ID: 15617621

Company: I.C. System, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Texas

ZIP Code: 77493

Date Received: 2025-08-29T12:00:00-05:00

Date Sent to Company: 2025-08-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On Tuesday, XX/XX/XXXX, I received a text message from IC Systems, a debt collection agency, in reference to an unpaid debt to XXXX XXXX XXXX XXXX. The notice was for a debt in the amount of {$650.00}. I called XXXX XXXX XXXX XXXX and explained to them that I had not received any notice of an outstanding balance for services. I was advised that XXXX notices had been mailed to my home address and that I did not respond. I asked if they could stop the debt collection agency and let me arrange a payment plan with them, I was advised that was not possible. I was advised to contact IC Systems to arrange payment. I have since contacted IC Systems and made arrangements. I am filing a complaint because I did not receive notice, from the provider, of an outstanding balance. I do not know if other customers have made complaints about this situation but, I do feel it is wrong to the customer because forwarding debt to a collection agency can affect my credit score and credit history.

Frequently Asked Questions

What is Complaint #15617621 about?

Complaint #15617621 was filed against I.C. System, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-08-29T12:00:00-05:00.

How did I.C. System, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against I.C. System, INC.?

Yes, visit the I.C. System, INC. company profile at readthecomplaint.com/company/i-c-system-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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