Debt collection -- Written notification about debt -- Complaint #15617576
Complaint Overview
Complaint ID: 15617576
Company: Equifax, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Oklahoma
ZIP Code: 73132
Date Received: 2025-08-29T12:00:00-05:00
Date Sent to Company: 2025-08-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Equifax is reporting a XXXX XXXX Bankruptcy from 2019 and has multiple versions of my identity listed, including a false middle name ( XXXX ) and mismatched addresses. This is misleading, unverifiable, and damaging. FCRA 1681e ( b ) : Accuracy is not being maintained with false personal identifiers attached to my file. FCRA 1681i : When disputed, unverifiable records must be deleted. Since the bankruptcy court does not furnish information directly, Equifax can not verify this record. FCRA 1681n and 1681o : Equifax is liable for willful and negligent noncompliance if they continue to report unverifiable and inaccurate data.
Frequently Asked Questions
What is Complaint #15617576 about?
Complaint #15617576 was filed against Equifax, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-08-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.