Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15594003

Complaint Overview

Complaint ID: 15594003

Company: Eastern Account Systems Of Connecticut, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Texas

ZIP Code: 76052

Date Received: 2025-08-28T12:00:00-05:00

Date Sent to Company: 2025-08-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I am filing this complaint against Eastern Account System , Inc. regarding an alleged debt originally associated with XXXX XXXX. Eastern Account System has repeatedly attempted to collect this alleged debt without providing proper validation of the debt, despite my request. I previously disputed the debt and requested verification, but they failed to provide sufficient documentation to establish that the debt is valid or that they have the legal right to collect it. The amount they are attempting to collect has also been inconsistent ( ranging from {$290.00} to {$690.00} ), which further calls into question the accuracy and legitimacy of their claim. Because of these failures, I exercised my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( c ), and sent a formal cease and desist letter ( attached to this complaint ). In this letter, I instructed Eastern Account System to stop all communication with me regarding this alleged debt.

Frequently Asked Questions

What is Complaint #15594003 about?

Complaint #15594003 was filed against Eastern Account Systems Of Connecticut, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-28T12:00:00-05:00.

How did Eastern Account Systems Of Connecticut, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Eastern Account Systems Of Connecticut, INC.?

Yes, visit the Eastern Account Systems Of Connecticut, INC. company profile at readthecomplaint.com/company/eastern-account-systems-of-connecticut-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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