Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #15593399
Complaint Overview
Complaint ID: 15593399
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Georgia
ZIP Code: 30344
Date Received: 2025-08-28T12:00:00-05:00
Date Sent to Company: 2025-08-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Formal FCRA Dispute XXXX XXXX XXXX I am disputing the reporting of the XXXX XXXX XXXX account. This account is closed but continues to show multiple late payments and derogatory history. The account status is misleading and inaccurate. Violations FCRA 602 Accuracy requirement has been violated FCRA 605 Adverse information on a closed account is not allowed to continue reporting FCRA 611 No proper reinvestigation despite prior disputes FCRA 623 Furnisher has failed to correct and continues reporting false data This account must be removed completely from all credit reports. Continued failure will result in civil action.
Frequently Asked Questions
What is Complaint #15593399 about?
Complaint #15593399 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-08-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.