Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #15567330
Complaint Overview
Complaint ID: 15567330
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 784XX
Date Received: 2025-08-27T12:00:00-05:00
Date Sent to Company: 2025-08-27T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
SEE ATTACHMENTS! for inaccurate credit reporting, improper use of consumer credit reports, and affidavits for misuse of consumer report, along with FTC report for identity theft. fraudulent, inaccurate, and unverified accounts being reported on my consumer credit file. These items are in direct violation of the Fair Credit Reporting Act ( FCRA ), the Fair Debt Collection Practices Act ( FDCPA ), the Uniform Commercial Code ( UCC ), the Truth in Lending Act ( TILA ), Texas Finance Code, and CFPB enforcement regulations. I am serving formal legal notice and demand that you immediately investigate and permanently DELETE all disputed items listed below and update consumer credit file within XXXX days of receiving this notice. Notices sent to Experian XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX, Equifax Information Services LLC XXXX. XXXX XXXXXXXX XXXXXXXX XXXX XXXXXXXX, and TransUnion XXXX XXXX XXXX. XXXXXXXX XXXX XXXX XXXX XXXXXXXX. XXXX. No reinsertion without compliance with FCRA 1681i ( a ) ( 5 ) ( B )
Frequently Asked Questions
What is Complaint #15567330 about?
Complaint #15567330 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-08-27T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.