Debt collection -- Electronic communications -- Complaint #15567090
Complaint Overview
Complaint ID: 15567090
Company: Adir International LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Electronic communications
Sub-Issue: You told them to stop contacting you, but they keep trying
State: California
ZIP Code: 95829
Date Received: 2025-08-27T12:00:00-05:00
Date Sent to Company: 2025-09-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
CEASE AND DESIST & DEBT DISPUTE NOTICE XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX Re : Cease and Desist & Debt Dispute Pursuant to 15 U.S.C. 1692c ( c ) & 1692g Account Reference : XXXX Creditor Listed : XXXX Reported Amount : {$470.00} Date Reported : XX/XX/XXXX To Whom It May Concern, I am formally notifying you to cease all communication with me immediately regarding the above-referenced alleged debt, pursuant to 15 U.S.C. 1692c ( c ) of the Fair Debt Collection Practices Act ( FDCPA ). Any further contact beyond what is permitted by law will constitute a violation and will be documented for legal action. Additionally, pursuant to 15 U.S.C. 1692g, I am disputing the validity of this alleged debt in its entirety. You are required to provide : 1. Verification of the debt, including a complete itemized accounting ; 2. Proof of your legal authority to collect on this account ; and 3. Copies of any contracts, agreements, or documents bearing my signature. Until such verification is provided, you must cease all collection activity, including reporting this debt to credit bureaus. Failure to comply will result in complaints being filed with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my State Attorney Generals Office. I also reserve the right to pursue civil remedies for any violations, including statutory damages, court costs, and attorney fees. You are hereby put on notice. Govern yourselves accordingly. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #15567090 about?
Complaint #15567090 was filed against Adir International LLC regarding Debt collection specifically about Electronic communications. It was received by the CFPB on 2025-08-27T12:00:00-05:00.
How did Adir International LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Adir International LLC?
Yes, visit the Adir International LLC company profile at readthecomplaint.com/company/adir-international-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.