Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #15481384
Complaint Overview
Complaint ID: 15481384
Company: Self Financial INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New York
ZIP Code: 14215
Date Received: 2025-08-23T12:00:00-05:00
Date Sent to Company: 2025-08-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX SELF FINANCIAL/LEAD BANK XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX : Privacy Department Re : Cease and Desist Account No. XXXX To Whom It May Concern : I, XXXX XXXX, born XX/XX/XXXX, am formally notifying you to cease and desist all communication with me regarding the above-referenced account. Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692c ( c ), I am exercising my right to request that you stop all direct contact with me concerning this matter. You are hereby instructed to : 1. Cease all phone calls, letters, emails, and any other form of direct contact with me. 2. Refrain from communicating with any third parties regarding this account, except as permitted by law. If you believe you have a valid claim regarding this alleged debt, you may provide written verification of the debt to my address listed above. Otherwise, any further attempts to contact me, aside from legally permitted notices, will be considered a violation of federal law, and I will not hesitate to report such violations to the Consumer Financial Protection Bureau ( CFPB ) and the Federal Trade Commission ( FTC ). This letter is not to be construed as an acknowledgment or acceptance of any alleged debt. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #15481384 about?
Complaint #15481384 was filed against Self Financial INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-08-23T12:00:00-05:00.
How did Self Financial INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Self Financial INC.?
Yes, visit the Self Financial INC. company profile at readthecomplaint.com/company/self-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.