Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #15468700

Complaint Overview

Complaint ID: 15468700

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Texas

ZIP Code: 775XX

Date Received: 2025-08-22T12:00:00-05:00

Date Sent to Company: 2025-08-22T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

To Whom It May Concern, I am the victim of identity theft, confirmed through the Equifax data breach. Under the Fair Credit Reporting Act ( FCRA ) 602A, 604, 611, and 623, I am demanding the immediate deletion of fraudulent, unverifiable, and inaccurate items listed below. These accounts do not belong to me, or contain unverifiable information, and therefore must be permanently deleted. -- - Accounts in Dispute : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Reported Balance : {$2400.00} XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX | Reported Balance : {$1100.00} XXXX XXXX XXXX XXXX XXXX XXXX | Reported Balance : {$1100.00} XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Reported Balance : {$460.00} XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | Reported Balance : {$400.00} XXXX XXXX XXXX XXXX XXXX XXXX | Reported Balance : {$330.00} XXXX XXXXXXXX XXXX XXXX XXXX XXXX | Reported Balance : {$230.00} -- - Unless you can provide complete documentation validating each of these accounts within XXXX days, you are required by law to delete them. Failure to comply will result in formal complaints filed with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my State Attorney General. Please send me written confirmation once these items have been permanently removed. Sincerely, XXXX XXXX

Frequently Asked Questions

What is Complaint #15468700 about?

Complaint #15468700 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-08-22T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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