Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #15418297
Complaint Overview
Complaint ID: 15418297
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Massachusetts
ZIP Code: 01108
Date Received: 2025-08-20T12:00:00-05:00
Date Sent to Company: 2025-08-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Pursuant to my rights under the Fair Credit Reporting Act ( FCRA ), specifically Sections 611 ( 15 U.S.C. 1681i ) and 609 ( 15 U.S.C. 1681g ), as well as the Fair Debt Collection Practices Act ( FDCPA ), specifically Section 809 ( 15 U.S.C. 1692g ), I am writing to dispute the following collection account that appears on my recent credit report : XXXX. XXXX XXXX XXXX {$49.00} Date Opened:XXXX Account : XXXX XXXX. XXXX XXXX {$200.00} Date Opened : XX/XX/XXXX Account : XXXX XXXX. XXXX XXXX {$110.00} Date Opened:XXXX XXXX XXXXXXXX Account : XXXX XXXX. XXXX {$220.00} Date Opened : XXXX XXXX XXXX Account : XXXX XXXX. XXXX {$640.00} Date Opened : XX/XX/XXXX Account : XXXX XXXX. XXXX Account Number : XXXX Date Opened : XXXX {$0.00}. XXXX XXXX. XXXX XXXX Account Number:XXXX {$0.00} Date Opened : XXXX XXXX. XXXX Account Number:XXXX {$0.00} Date opened : XXXX I did not authorize this account and do not recognize the mentioned debt. I request that you investigate this account and remove it from my credit report as soon as possible. In accordance with the FDCPA, specifically Section 809 ( 15 U.S.C. 1692g ), I request validation of this debt. Please provide me with verifiable proof that this debt belongs to me. I appreciate your prompt attention to this matter and look forward to your response in accordance with the FCRA and FDCPA.
Frequently Asked Questions
What is Complaint #15418297 about?
Complaint #15418297 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-08-20T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.