Payday loan, title loan, personal loan, or advance loan -- Getting the loan -- Complaint #15364531

Complaint Overview

Complaint ID: 15364531

Company: Affirm Holdings, INC

Product: Payday loan, title loan, personal loan, or advance loan

Sub-Product: Installment loan

Issue: Getting the loan

State: Pennsylvania

ZIP Code: 15221

Date Received: 2025-08-18T12:00:00-05:00

Date Sent to Company: 2025-08-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I completed a hotel reservation with a card they issued me for the purpose of making payments in 4 or less installments. Once i was completed the payment on the website for the reservation, i was never offered an option to set up a loan.

Frequently Asked Questions

What is Complaint #15364531 about?

Complaint #15364531 was filed against Affirm Holdings, INC regarding Payday loan, title loan, personal loan, or advance loan specifically about Getting the loan. It was received by the CFPB on 2025-08-18T12:00:00-05:00.

How did Affirm Holdings, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.

Can I see other complaints against Affirm Holdings, INC?

Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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