Vehicle loan or lease -- Repossession -- Complaint #15333001
Complaint Overview
Complaint ID: 15333001
Company: American Honda Finance CORP
Product: Vehicle loan or lease
Sub-Product: Lease
Issue: Repossession
Sub-Issue: Loan balance remaining after the vehicle is repossessed and sold
State: Virginia
ZIP Code: 23455
Date Received: 2025-08-16T12:00:00-05:00
Date Sent to Company: 2025-08-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX, VA XXXX Phone : XXXX Email : XXXX Date : XX/XX/year> Consumer Financial Protection Bureau XXXX. XXXX XXXX XXXX XXXX DC XXXX Subject : Formal Dispute of Accounts Under the Fair Credit Reporting Act ( FCRA ) To Whom It May Concern, I am writing to formally dispute several accounts currently being reported on my credit file. Under the Fair Credit Reporting Act ( FCRA ), I have the right to dispute any information I believe to be inaccurate, incomplete, or unfairly reported. The following accounts are in question : 1. American Honda Finance 2. XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX Secured Credit Card 4. XXXX XXXX. XXXX XXXX XXXX XXXX XXXXXXXX XXXX ) Reason for Dispute American Honda Finance : My monthly auto loan payment was {$470.00}. In XXXX, I lost my job due to circumstances related to my vehicle. The car had been involved in an accident, and at that time my insurance coverage had unfortunately lapsed. This left me fully responsible for the repair costs. Because the vehicle was in the shop and not operational, I was unable to work and, as a result, could not make my scheduled car payments. These were extenuating circumstances beyond my control, and I believe this account should be reconsidered for adjustment or removal from my credit report. Reason for Dispute Other Accounts ( XXXX, XXXX, XXXX XXXXXXXX XXXX XXXX ) : The information being reported may appear correct ; however, these accounts represent services or credit that I no longer use. The continued negative reporting is unfairly damaging my credit profile. I request that these accounts be reviewed and verified for accuracy under the standards of the FCRA. I respectfully request a full review and investigation of these accounts to determine whether they are being reported accurately and fairly. If the creditors can not verify the accuracy and validity of these accounts in compliance with FCRA requirements, I request that they be corrected or removed from my credit report. Enclosed are copies of my identification and supporting documents for verification purposes. Please provide me with the results of your investigation in writing. Thank you for your time and assistance in this matter. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #15333001 about?
Complaint #15333001 was filed against American Honda Finance CORP regarding Vehicle loan or lease specifically about Repossession. It was received by the CFPB on 2025-08-16T12:00:00-05:00.
How did American Honda Finance CORP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against American Honda Finance CORP?
Yes, visit the American Honda Finance CORP company profile at readthecomplaint.com/company/american-honda-finance-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.