Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15324406
Complaint Overview
Complaint ID: 15324406
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Florida
ZIP Code: 34758
Date Received: 2025-08-15T12:00:00-05:00
Date Sent to Company: 2025-08-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing as a consumer under the Fair Credit Reporting Act ( FCRA ) to request correction of inaccurate personal information in my credit file. I recently reviewed my credit report and identified several discrepancies that need immediate attention. CONSUMER BACKGROUND I have been monitoring my credit responsibly and discovered that my personal information contains errors that could impact my creditworthiness and identity verification processes. As a consumer exercising my rights under FCRA Section 611 ( a ), I am requesting your assistance to ensure my credit file reflects accurate information. ITEMS REQUIRING CORRECTION 1. Incorrect Name Variations Currently Listed : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Correct Legal Name : XXXX XXXX XXXX XXXX Consumer Note XXXX These name variations have never been associated with my identity. I have enclosed my government-issued ID to verify my correct legal name. 2. Outdated Address Information Currently Listed : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Current Correct Address : XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Consumer Note : My current residence is verified through the enclosed utility bill and bank statement. FCRA COMPLIANCE REQUEST Under 15 U.S.C. 1681i ( a ) ( 1 ), I respectfully request that Equifax : Investigate these disputed items within 30 calendar days. Update my personal information to reflect accurate data. Remove any incorrect name variations from all files. Provide written confirmation of all changes made. Send an updated copy of my credit report at no charge. SUPPORTING DOCUMENTATION I have enclosed the following verification documents : Government-issued photo ID ( Driver 's License/State ID ) Current utility bill showing present address Bank statement confirming current address and phone Phone bill verifying current contact number CONSUMER REQUEST FOR RESOLUTION I understand that maintaining accurate consumer files is a priority for Equifax. The enclosed documentation clearly verifies my correct personal information and should facilitate a prompt resolution of these discrepancies. If any of the disputed information can not be verified through your investigation, I request that it be permanently removed from my credit file in accordance with FCRA requirements.
Frequently Asked Questions
What is Complaint #15324406 about?
Complaint #15324406 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-15T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.