Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #15324391
Complaint Overview
Complaint ID: 15324391
Company: Credit Control, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Investigation took more than 30 days
State: Texas
ZIP Code: 75231
Date Received: 2025-08-15T12:00:00-05:00
Date Sent to Company: 2025-08-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
To Whom It May Concern, On XX/XX/year>, I filed a dispute regarding the account you are reporting, providing my full legal name, email address, phone number, and the complete details of my dispute. This constitutes all identifying information necessary to locate and investigate the account. Any assertion that additional information is required is without merit. You have had everything necessary to conduct a thorough investigation since XX/XX/scrub> 2025. Under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i, you are required to conduct a reasonable investigation of my dispute. While the 30-day investigation period has not fully elapsed, I am formally putting you on notice that failure to resolve or delete this inaccurate account promptly could constitute a violation of the FCRA. I expect that this matter will be addressed without further delay. If the account is not corrected or deleted within 7 days of receipt of this notice, I will escalate this matter and pursue all available legal remedies, including filing a complaint with the CFPB and initiating legal action through my attorney. Consider this my final notice before immediate escalation. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #15324391 about?
Complaint #15324391 was filed against Credit Control, LLC regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-08-15T12:00:00-05:00.
How did Credit Control, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Credit Control, LLC?
Yes, visit the Credit Control, LLC company profile at readthecomplaint.com/company/credit-control-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.