Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15323108
Complaint Overview
Complaint ID: 15323108
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 31419
Date Received: 2025-08-15T12:00:00-05:00
Date Sent to Company: 2025-08-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
CFPB Complaint XXXX XXXX / Credit Reporting Inaccuracies Summary of Complaint : I am filing this complaint against XXXX XXXX XXXX for furnishing inaccurate information to Experian, Equifax, and TransUnion, in violation of the Fair Credit Reporting Act ( FCRA ), including XXXX ( b ) ( XXXXXXXX XXXX XXXX ( b ) ) and XXXX ( a ) ( XXXX ) ( A ) ( XXXX XXXX. XXXX ). I previously disputed the XXXX XXXX tradeline directly with the credit bureaus, providing specific details of the inaccuracies. Despite this, the bureaus verified the account, and XXXX provided only billing statements which do not substantiate or verify the accuracy of the reported tradeline fields. Inaccuracies include : Date Last Active inconsistent across all three bureaus. High Credit inconsistent across bureaus. XXXX XXXX inconsistent across bureaus. Payment status history conflicts ( e.g., OK months while marked as XXXX ). Date of Last Payment inconsistent across bureaus. Evidence of Harm : On XX/XX/year>, I was denied an XXXX XXXX XXXX as a direct result of this inaccurate reporting. This constitutes actual damages under the FCRA. Requested Resolution : XXXX correction or deletion of the XXXX XXXX tradeline across all three bureaus. Written confirmation of corrections/deletion sent to me. Compensation for actual damages. Attachment : Exhibit A XXXX XXXX XXXX denial dated XX/XX/year>. Contact Information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX -- - Next is Step Heres Step XXXX CFPB Complaint Statement from your package, XXXX. This is the exact text you can paste into the CFPB online complaint portal. -- - CFPB Complaint XXXX XXXX / Credit Reporting Inaccuracies Summary of Complaint : I am filing this complaint against XXXX XXXX XXXX for furnishing inaccurate information to Experian, Equifax, and TransUnion, in violation of the Fair Credit Reporting Act ( FCRA ), including XXXX ( b ) XXXX XXXX XXXX XXXX ( b ) ) and XXXX ( a ) ( XXXX ) ( A ) ( XXXX XXXX. XXXX ). I previously disputed the XXXX XXXX tradeline directly with the credit bureaus, providing specific details of the inaccuracies. Despite this, the bureaus verified the account, and XXXX provided only billing statements which do not substantiate or verify the accuracy of the reported tradeline fields. Inaccuracies include : Date Last Active inconsistent across all three bureaus. High Credit inconsistent across bureaus. XXXX XXXX inconsistent across bureaus. Payment status history conflicts ( e.g., OK months while marked as XXXX ). Date of Last Payment inconsistent across bureaus. Evidence of Harm : On XX/XX/year>, I was denied an XXXXXXXX XXXX XXXX as a direct result of this inaccurate reporting. This constitutes actual damages under the FCRA. Requested Resolution : XXXX correction or deletion of the XXXX XXXX tradeline across all three bureaus. Written confirmation of corrections/deletion sent to me. Compensation for actual damages. Attachment : Exhibit A XXXX XXXX XXXX denial dated XX/XX/year>. Contact Information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX -- - Next is Step XXXX Demand Letter for {$17000.00} to XXXX XXXX XXXX and Registered Agent. Do you want me to paste that now? This one is the power letter. XXXX XXXX XXXX CFPB Complaint XXXX from your package, XXXX. This is the exact text you can paste into the CFPB online complaint portal. -- - CFPB Complaint XXXX XXXX / Credit Reporting Inaccuracies Summary of Complaint : I am filing this complaint against XXXX XXXX XXXX for furnishing inaccurate information to Experian, Equifax, and TransUnion, in violation of the Fair Credit Reporting Act ( FCRA ), including XXXX ( b ) ( XXXX XXXX XXXX ( b ) ) and XXXX ( a ) ( XXXX ) ( A ) ( XXXX XXXX. XXXX ). I previously disputed the XXXX XXXX tradeline directly with the credit bureaus, providing specific details of the inaccuracies. Despite this, the bureaus verified the account, and XXXX provided only billing statements which do not substantiate or verify the accuracy of the reported tradeline fields. Inaccuracies include : Date Last Active inconsistent across all three bureaus. High Credit inconsistent across bureaus. XXXX XXXX inconsistent across bureaus. Payment status history conflicts ( e.g., OK months while marked as XXXX ). Date of Last Payment inconsistent across bureaus. Evidence of Harm : On XX/XX/year>, I was denied an XXXX XXXX XXXX as a direct result of this inaccurate reporting. This constitutes actual damages under the FCRA. Requested Resolution : XXXX correction or deletion of the XXXX XXXX tradeline across all three bureaus. Written confirmation of corrections/deletion sent to me. Compensation for actual damages. Attachment : Exhibit A XXXX XXXX XXXX denial dated XX/XX/year>. Contact Information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX -- - Next is Step XXXX Demand Letter for {$17000.00} to XXXX XXXX XXXX and Registered Agent. Do you want me to paste that now? This one is the power letter. XXXX XXXX XXXX CFPB Complaint XXXX from your package, XXXX. This is the exact text you can paste into the CFPB online complaint portal. -- - CFPB Complaint XXXX XXXX / Credit Reporting Inaccuracies Summary of Complaint : I am filing this complaint against XXXX XXXX XXXX for furnishing inaccurate information to Experian, Equifax, and TransUnion, in violation of the Fair Credit Reporting Act ( FCRA ), including XXXX ( b ) ( XXXXXXXX XXXX XXXX ( b ) ) and XXXX ( a ) ( XXXX ) ( A ) ( XXXX XXXX. XXXX ). I previously disputed the XXXX XXXX tradeline directly with the credit bureaus, providing specific details of the inaccuracies. Despite this, the bureaus verified the account, and XXXX provided only billing statements which do not substantiate or verify the accuracy of the reported tradeline fields. Inaccuracies include : Date Last Active inconsistent across all three bureaus. High Credit inconsistent across bureaus. XXXX XXXX inconsistent across bureaus. Payment status history conflicts ( e.g., OK months while marked as XXXX ). Date of Last Payment inconsistent across bureaus. Evidence of Harm : On XX/XX/year>, I was denied an XXXX XXXX XXXX as a direct result of this inaccurate reporting. This constitutes actual damages under the FCRA. Requested Resolution : XXXX correction or deletion of the XXXX XXXX tradeline across all three bureaus. Written confirmation of corrections/deletion sent to me. Compensation for actual damages. Attachment : Exhibit A XXXX XXXX XXXX denial dated XX/XX/year>. Contact Information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX CFPB Complaint XXXX Card / Credit Reporting Inaccuracies Summary of Complaint : I am filing this complaint against XXXX XXXX XXXX for furnishing inaccurate information to Experian, Equifax, and TransUnion, in violation of the Fair Credit Reporting Act ( FCRA ), including XXXX ( b ) ( XXXXXXXX XXXX XXXXXXXX ( b ) ) and XXXX ( a ) ( XXXX ) ( A ) ( XXXX XXXX. XXXX ). I previously disputed the XXXX XXXX tradeline directly with the credit bureaus, providing specific details of the inaccuracies. Despite this, the bureaus verified the account, and XXXX provided only billing statements which do not substantiate or verify the accuracy of the reported tradeline fields. Inaccuracies include : Date Last Active inconsistent across all three bureaus. High Credit inconsistent across bureaus. XXXX XXXX inconsistent across bureaus. Payment status history conflicts ( e.g., OK months while marked as XXXX ). Date of Last Payment inconsistent across bureaus. Evidence of Harm : On XX/XX/year>, I was denied an XXXX XXXX XXXX as a direct result of this inaccurate reporting. This constitutes actual damages under the FCRA. Requested Resolution : XXXX correction or deletion of the XXXX XXXX tradeline across all three bureaus. Written confirmation of corrections/deletion sent to me. Compensation for actual damages. Attachment : Exhibit A XXXX XXXX XXXX denial dated XX/XX/year>. Contact Information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #15323108 about?
Complaint #15323108 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-15T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.