Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15322913
Complaint Overview
Complaint ID: 15322913
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 773XX
Date Received: 2025-08-15T12:00:00-05:00
Date Sent to Company: 2025-08-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I had a one-time {$15.00} oversight on my XXXX XXXX XXXXXXXX student loan. This minor issue was resolved quickly, and my account now has a {$0.00} balance and is in good standing. Despite this, XXXX reported the same XXXX late payment across multiple loan accounts, each representing a portion of the same federal loan. This has multiplied the damage to my credit, dropping my score over XXXX points, and falsely portraying me as having multiple severe delinquencies when it was a single, minimal-dollar incident. This reporting is inaccurate, misleading, and disproportionate to the event. I am requesting that all XXXX late marks related to this incident be removed from every affected account, and that my reports be updated to show XXXX XXXX XXXX or XXXX.
Frequently Asked Questions
What is Complaint #15322913 about?
Complaint #15322913 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-15T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.