Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15248721
Complaint Overview
Complaint ID: 15248721
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Puerto Rico
ZIP Code: 007XX
Date Received: 2025-08-12T12:00:00-05:00
Date Sent to Company: 2025-08-12T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally submit a complaint regarding the handling of inaccurate information on my credit report by the credit reporting agencies, despite my repeated efforts in dispute these errors. Despite multiple disputes filed with the bureau, they have failed to take appropriate action to update or delete these inaccuracies as required by law. This negligence has persisted despite my lawful right, under the Fair Credit Reporting Act ( XXXX ), XXXX U.S.C. XXXX, to have my credit report reflect only accurate and verifiable information. The FCRA mandates that credit reporting agencies ensure the accuracy of information ( XXXX U.S.C.XXXX ( b ) ) and conduct a reasonable investigation of disputes raised by consumers ( XXXX U.S.C. XXXX ). The accounts in question, listed below, contain incorrect information that I have repeatedly disputed : XXXX XXXX REPORTING ON ALL BUREAU ( EXPERIAN, EQUIFAX, AND XXXX XXXX ) XXXX XXXX XXXX REPORTING ON ALL BUREAU ( EXPERIAN, EQUIFAX, AND XXXX XXXX ) XXXX XXXX REPORTING ON ALL BUREAU ( EXPERIAN, EQUIFAX, AND XXXX XXXX ) Despite multiple attempts to have these inaccuracies addressed, the bureaus have not conducted a reasonable investigation or made the required updates, violating my rights under XXXX U.S.C. XXXX ( b ) and XXXX of the FCRA. This disregard for my rights as a consumer is impacting my financial standing, and I am requesting immediate corrective action.
Frequently Asked Questions
What is Complaint #15248721 about?
Complaint #15248721 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-12T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.