Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15221756
Complaint Overview
Complaint ID: 15221756
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: New Jersey
ZIP Code: 07087
Date Received: 2025-08-11T12:00:00-05:00
Date Sent to Company: 2025-08-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing the XXXX XXXX XXXX allegedly filed under my name and XXXX on XX/XX/year>. I have never received proper verification from TransUnion, Experian, or Equifax that this public record was accurately matched to me using the required procedures under the Fair Credit Reporting Act ( FCRA ). The reporting contains multiple violations : Inconsistent court information TransUnion lists XXXX XXXX XXXXXXXX, Experian lists XXXX XXXX XXXX XXXX XXXXXXXX, and Equifax lists only XXXX without specifying the XXXX. Mismatch in source verification My consumer disclosure shows None Match for XXXX XXXX meaning no confirmed match to the primary source. Failure to provide documentation No signed XXXX XXXX or certified copy has been provided to confirm this belongs to me. Incomplete and misleading reporting This creates inaccurate and incomplete consumer files in violation of FCRA 607 ( b ), 609, and 611. For security and identity theft prevention purposes, I have placed security freezes on third-party databases such as XXXX and XXXX. This ensures that any verification must be obtained directly from the original source in this case, the XXXXXXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #15221756 about?
Complaint #15221756 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-11T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.