Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15221671
Complaint Overview
Complaint ID: 15221671
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 32811
Date Received: 2025-08-11T12:00:00-05:00
Date Sent to Company: 2025-08-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL, XXXX XXXX XXXX Date : XX/XX/XXXX To : EQUIFAX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA, XXXX Experian XXXX XXXX XXXX XXXX, TX XXXX TransUnion Consumer Solutions XXXX. XXXX XXXX XXXX, PA XXXX Subject : Request for Blocking and Removal of Fraudulent Information Under 15 U.S.C. 1681c-2 ( a ) Dear Sir or Madam, I am writing to formally notify you that I am a victim of identity theft and request the immediate blocking and removal of fraudulent information from my credit file pursuant to the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S.C. 1681c-2 ( a ). In compliance with the requirements under the FCRA, I have enclosed a copy of the identity theft report I filed with the Federal Trade Commission ( FTC ), as well as a list of fraudulent accounts that were opened in my name without my authorization. Under federal law, credit reporting agencies are required to block and remove such fraudulent information within four ( 4 ) business days of receiving a valid identity theft report. Fraudulent Accounts to be Removed : XXXX. XXXX XXXX XXXX Account Number : XXXX Date Opened : [ Insert if known ] XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : [ Insert if known ] XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account XXXX : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : XX/XX/XXXX XXXX. XXXX XXXX XXXX XXXX XXXX Account Number : [ XXXX XXXX XXXX ] Date Opened : N/A Legal Basis for Request : Under 15 U.S.C. 1681c-2 ( a ), a consumer reporting agency is obligated to block the reporting of any information that the consumer identifies as resulting from identity theft within 4 business days of receiving : Proof of the consumers identity, A copy of an identity theft report, Identification of the fraudulent information, and A statement from the consumer that the information is not related to any transaction the consumer made. I have provided all of the above with this letter. Failure to comply with this request may result in legal action under the following statutes : 15 U.S.C. 1681n Civil liability for willful noncompliance 15 U.S.C. 1681o Civil liability for negligent noncompliance 15 U.S.C. 1681g Full disclosure of file 15 U.S.C. 1681b Permissible purpose of consumer reports 15 U.S.C. 1681c Requirements relating to information in consumer reports 15 U.S.C. 1692g Validation of debts Defamation of character and negligent enhancement of identity fraud Please treat this matter with the urgency and seriousness it requires. I request written confirmation that the fraudulent items have been blocked and removed, and that an updated copy of my credit report be mailed to the address listed above. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #15221671 about?
Complaint #15221671 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.