Payday loan, title loan, personal loan, or advance loan -- Problem with the payoff process at the end of the loan -- Complaint #15221411

Complaint Overview

Complaint ID: 15221411

Company: Truist Financial Corporation

Product: Payday loan, title loan, personal loan, or advance loan

Sub-Product: Installment loan

Issue: Problem with the payoff process at the end of the loan

State: Wisconsin

ZIP Code: 53511

Date Received: 2025-08-11T12:00:00-05:00

Date Sent to Company: 2025-08-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

They overcharged the final payment by taking out more than the total payoff due. Then told me they can't refund the money until 30 days after the payment was processed

Frequently Asked Questions

What is Complaint #15221411 about?

Complaint #15221411 was filed against Truist Financial Corporation regarding Payday loan, title loan, personal loan, or advance loan specifically about Problem with the payoff process at the end of the loan. It was received by the CFPB on 2025-08-11T12:00:00-05:00.

How did Truist Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.

Can I see other complaints against Truist Financial Corporation?

Yes, visit the Truist Financial Corporation company profile at readthecomplaint.com/company/truist-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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