Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #15197166
Complaint Overview
Complaint ID: 15197166
Company: Early Warning Services, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Georgia
ZIP Code: 30318
Date Received: 2025-08-10T12:00:00-05:00
Date Sent to Company: 2025-08-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I obtained my consumer report from Early Warning Services ( EWS ) and found : 1.Multiple inaccurate and/or unverifiable accounts being reported as closed, overdrawn, account abuse, or purged some of which have been paid in full but are still showing as derogatory. 2.Over 30 unauthorized inquiries for which I never provided written authorization or permissible purpose under 15 U.S.C. 1681b. 3.Incorrect personal information My current address is XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, GA XXXX, but EWS is reporting it as XXXX XXXX XXXX XXXX. This inaccuracy must be corrected to prevent mixed-file issues. I sent EWS a formal dispute under the Fair Credit Reporting Act ( FCRA ), including 1681i, 1681e ( b ), and 1681b, requesting that they delete or block all unverifiable accounts and inquiries and correct my address. Accounts in dispute : XXXX XXXX ending in XXXX, XXXX, XXXX, XXXX XXXX XXXX XXXX ending in XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX ending in XXXX XXXX XXXX XXXX XXXX, XXXX XXXX of XXXX ending in XXXX, XXXX XXXX XXXX XXXXXXXX XXXX ending in XXXX Inquiries in dispute XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #15197166 about?
Complaint #15197166 was filed against Early Warning Services, LLC regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-08-10T12:00:00-05:00.
How did Early Warning Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Early Warning Services, LLC?
Yes, visit the Early Warning Services, LLC company profile at readthecomplaint.com/company/early-warning-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.