Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #15197043
Complaint Overview
Complaint ID: 15197043
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Texas
ZIP Code: 77590
Date Received: 2025-08-10T12:00:00-05:00
Date Sent to Company: 2025-08-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Payment History Conflicts. XXXX : Shows 120-day delinquency ( no monthly breakdown ). Equifax : Monthly history shows a mix of 30, 60, 90-day lates and some months marked OK. Date Inconsistencies for Last Reported. XXXX shows XX/XX/year>XXXX Equifax shows XX/XX/year>. These should generally match if the data is being reported accurately and timely. Also, Date of Last Payment inconsistent. XXXX shows XX/XX/year>XXXX ; Equifax shows XX/XX/year>. A two-month discrepancy in the last payment date suggests a reporting error. This account is reporting different balances across bureaus, which suggests inaccurate data. The payment history is inconsistent with the status and dates provided, indicating potential reporting errors. One bureau has no record of this account, so I request full verification or deletion from others due to inconsistency. This account lacks key required fields like high credit and monthly payment details, making it unverifiable.
Frequently Asked Questions
What is Complaint #15197043 about?
Complaint #15197043 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-08-10T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.