Debt collection -- Attempts to collect debt not owed -- Complaint #15196938
Complaint Overview
Complaint ID: 15196938
Company: Southwest Credit Systems, L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Illinois
ZIP Code: 62801
Date Received: 2025-08-10T12:00:00-05:00
Date Sent to Company: 2025-08-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXXSOUTHWEST CREDIT SYSTEMS,XXXX XXXX XXXX XXXX XXXX is trying to collect a debt for XXXX XXXX and also has it placed in collections on my credit report. This debt is not mine and I have never had services with XXXX XXXX. I want this collection removed immediately from my credit reports. SOUTHWEST CREDIT SYSTEMSXXXX XXXX XXXX XXXX XXXX is reporting it as opened on XXXX in the amount of XXXX dollars. Also it was last reported on my credit reports on XXXX. I was this removed immediately because this debt is not mine. If it isn't removed immediately I am going to pursue legal action against SOUTHWEST CREDIT SYSTEMS,XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #15196938 about?
Complaint #15196938 was filed against Southwest Credit Systems, L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-08-10T12:00:00-05:00.
How did Southwest Credit Systems, L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southwest Credit Systems, L.P.?
Yes, visit the Southwest Credit Systems, L.P. company profile at readthecomplaint.com/company/southwest-credit-systems-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.